Welcome to DSCR Loan Source, we are happy to serve real estate investors in multiple states for both short-term and long-term rental loans.
Please browse the website pages for helpful information on both DSCR purchase and refinance programs available in 2024.
Investors who have questions can connect with us 7 days a week by calling the number above, or just by submitting the Quick Call Form here.
A Debt Service Coverage Ratio (DSCR) loan can also be referred to as an investor cash flow loan or non-QM loan. These are often used by real estate investors to finance both long-term rentals and short-term (Airbnb, VRBO) rental properties.
What makes this program unique is that it qualifies borrowers through their credit and property’s cash flow rather than personal income like traditional loan programs.
Standard agency-conforming mortgages require real estate investors to document income and follow strict debt-to-income ratios. This is often the primary barrier for many when it comes to getting approved for conventional bank financing.
DSCR loans eliminate the need to document or prove any income in order to qualify. This means no tax returns, W2s, debt-to-income ratios, or even employment is required.
Many investors find DSCR mortgages a much better alternative to hard money loans. Limited borrower documentation and fast streamlined closings are the main reasons why DSCR cash flow loans are frequently used by investors to purchase rental properties.
DSCR Loan Source specializes in products exclusively for investors. We are proud to serve most states including Florida, Georgia, Tennessee, Missouri, North Carolina, Virginia, and Texas.
Please click on the DSCR Purchase & Refinance pages above for all lender and qualifying requirements. Contact us 7 days a week with questions by calling the number above or just submit the Quick Call Form on this page.
Serving Investors in most states including major markets of Jacksonville, Atlanta, Charleston, Savannah, West Palm, Daytona Beach, St. Augustine, Tampa, Naples, Destin, Orlando, Miami, Dallas, Houston, Austin, Charlotte